TDS Tenancy Deposit Scheme

Tenancy Deposit Scheme (TDS) is a government-approved, award-winning tenancy deposit scheme for letting agents and landlords. We safeguard tenancy deposits and provide an adjudication service for dispute relating to deposit held in our scheme. We offer both an insured and custodial scheme.

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What is a Tenancy Deposit Scheme?

Deposits on assured shorthold tenancies must be protected with a government-approved scheme, like ours.

Under the Housing Act 2004 the landlord or letting agent must protect within 30 days of receiving it.

If there is a disagreement over how the deposit is divided at the end of the tenancy, the tenancy deposit scheme will provide a dispute resolution service to resolve the issue.

TDS’ Tenancy Deposit Scheme Explained

We offer two type of deposit scheme: insured or custodial.

TDS Insured

With TDS Insured, the landlord keeps the deposit and any accrued interest, but you must pay a small fee.

You handle the repayment to the tenant. If there is a dispute over how much should be returned at the end of the tenancy, we will provide a free dispute resolution service.

TDS Insured is the UK’s longest running deposit protection scheme. It is also the cheapest pay-as-you-go insured scheme in England and Wales*.

RLA members can access discounted insured protection through DepositGuard.

TDS Custodial

With TDS Custodial, we hold the deposit and handle the repayment at the end of the tenancy, including dispute resolution if it is required. It is the hassle-free way to protect your deposit.

TDS Custodial is completely free for landlords to join and use.

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Why Choose TDS’ Tenancy Deposit Scheme?

We pride ourselves on providing outstanding service for our members and customers. Our team answers calls and emails quicker than any other service in England and Wales.

We are the only not-for-profit scheme in England and Wales. We invest our surpluses into improving our already award-winning service.

We also provide invaluable guides and training through the TDS Academy. Guides are free for all TDS members and TDS Academy courses are discounted for TDS members.

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How to join TDS

Joining TDS is simple:

  • Choose between our insured or custodial scheme
  • Create a free TDS account
  • Register your deposit(s)
  • Pay a small fee (insured) or transfer the deposit to us for free (custodial)

Join TDS today

*for RLA members through DepositGuard.